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Debt management plans

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  4. Debt management plans

This section tells you what you need to know about debt management plans (DMPs). It includes pages on the advantages and disadvantages of DMPs, how to choose a provider and what to do if you are experiencing problems with an existing DMP.

Debt management plans explained

  • Debt management plans - what you need to know
  • Credit rating - impact of DMP

Getting a debt management plan

  • How to get a DMP
  • Do you need to pay for a DMP?
  • Choosing a DMP provider
  • Rules DMP providers must follow
  • Information your DMP provider must give you

While a debt management plan is in place

  • Struggling to pay your DMP
  • Creditors still contacting you - DMPs
  • Cancelling your DMP
  • Changing your provider
  • Debt has increased since DMP
  • Your debt management plan provider has closed

Complaints about DMPs

  • Complaining about debt management plan providers
  • DMP fees too high?
  • Misled by a DMP provider
  • Cold called by a DMP provider
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